"Rick epitomizes a true caring professional. He is as quick to tell you why you shouldn't buy one as he is to help you write the offer in such a way that you get yours accepted over others. When the problems come up during a transaction (they always do), that's when you really want Rick on your team. His experience and calm manner cut through everything. As a lender, I know well a great agent from a good agent and Rick is one of the best."  ~ Steve Emory, Loan Officer NMLS #45523, Eagle Home Mortgage